Note from Christophe Pennellier, Senior VP & Chief Risk Officer at Cartan Trade, the insurtech democratising credit insurance, particularly for SMEs in Europe. Cartan Trade stands out with its innovative and digitalized approach, offering modern and tailored solutions for businesses of all sizes. The company provides daily insights to European decision-makers, supporting and securing their business.With over 30 years of experience, Christophe Pennellier plays a key role in risk management, contributing to Cartan Trade’s mission of making credit insurance more accessible and effective.Today, Christophe shares his enlightened view on the currentSEE DETAILS <span class="more-link-imag...
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The construction sector is a cornerstone of the EU economy. It contributes around 9% of the EU’s GDP and provides direct employment to 18 million people and indirectly supports 24.2 million jobs. This sector in the EU is made up of approximately 5.3 million businesses, with over 99% of them being small and medium-sized enterprises (SMEs). This highlights its significant role in driving economic growth and providing employment opportunities across Europe. But, its impact extends beyond economics, addressing critical social, climate, and energy challenges.KEY CHALLENGES FACING THE CONSTRUCTION SECTOR IN EUROPE.ImprovingSEE DETAILS </s...
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In this use case, find out how MTP, a leading manufacturer of high-quality capital goods, specialized in industries such as aerospace, automotive and industrial manufacturing, managed the financial risks linked to its fast growth.What are MTP’s risks if it doesn’t have credit insurance? What does it risk in the event of default and non-payment by one of its strategic customers?◆ What is the context of the MTP company?◆ What are the risks for the MTP company?◆ How does the UNLOCK MULTI solution work?Download the PDF versionFollow us on LinkedIn forSEE DETAILS
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The landscape of automotive innovation has shifted over time. Since the invention of the automobile over a century ago, Europe played a pioneering but today has no longer its position of prominence.Indeed, in the early 2000s, China decided to go electric. But it’s only in 2015 the European Continent began its transition, confronted with:→ Volkswagen Emissions Scandal (Dieselgate),→ Rising Environmental Concerns and the Paris Climate Agreement.So today, the landscape for electric vehicles (EVs) is evolving, bringing both economic and political challenges.According to IEA, the surge in electric car sales during 2023SEE DETAILS <span class="more-link-hover-imag...
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In this case study, find out how a machine tool supplier, INDEX, limited its exposure to the risk of non-payment following the acceptance of a new order from its customer PEI, by integrating Unlock Focus as an additional solution to its credit management procedures. ◆ What is INDEX’s context?◆ What are the risks for INDEX?◆ How does the Unlock Focus solution work?Download the PDF versionFollow us on LinkedIn for more information
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Use Case – Whole Turnover
7 May 2025SolutionsElectro, a fast-growing company in France and Europe, is facing an increased risk of non-payment that threatens its cash flow. To secure its ...

Sébastien Guidoni: from finance to entrepreneurship, a vision in motion
25 April 2025At the Helm: Sébastien Guidoni, a Leader with a Unique Background Shaped by Engineering, Finance, and International ExperienceHis journey is that of a...

Confirmation of Strategy, Appointments, and Acceleration at Cartan Trade
28 March 2025Paris, March 14th, 2025 – At Cartan Trade’s office, our Board of Directors met to review our transformation and our ability to accelerate ...

Performance update and announcement changes to the Cartan Trade Executive Committee
27 November 2024Paris, November 27, 2024 – Cartan Trade, the insurtech specializing in credit insurance, announces solid results for 2024 and unveils its strategy for...