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Note from Christophe Pennellier, Senior VP & Chief Risk Officer at Cartan Trade, the insurtech democratising credit insurance, particularly for SMEs in Europe. Cartan Trade stands out with its innovative and digitalized approach, offering modern and tailored solutions for businesses of all sizes. The company provides daily insights to European decision-makers, supporting and securing their business.With over 30 years of experience, Christophe Pennellier plays a key role in risk management, contributing to Cartan Trade’s mission of making credit insurance more accessible and effective.Today, Christophe shares his enlightened view on the currentSEE DETAILS <span class="more-link-imag...

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Featured, Press Area, Market Study

The construction sector is a cornerstone of the EU economy. It contributes around 9% of the EU’s GDP and provides direct employment to 18 million people and indirectly supports 24.2 million jobs. This sector in the EU is made up of approximately 5.3 million businesses, with over 99% of them being small and medium-sized enterprises (SMEs). This highlights its significant role in driving economic growth and providing employment opportunities across Europe. But, its impact extends beyond economics, addressing critical social, climate, and energy challenges.KEY CHALLENGES FACING THE CONSTRUCTION SECTOR IN EUROPE.ImprovingSEE DETAILS </s...

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Featured, Case study

In this use case, find out how MTP, a leading manufacturer of high-quality capital goods, specialized in industries such as aerospace, automotive and industrial manufacturing, managed the financial risks linked to its fast growth.What are MTP’s risks if it doesn’t have credit insurance? What does it risk in the event of default and non-payment by one of its strategic customers?◆ What is the context of the MTP company?◆ What are the risks for the MTP company?◆ How does the UNLOCK MULTI solution work?Download the PDF versionFollow us on LinkedIn forSEE DETAILS

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The landscape of automotive innovation has shifted over time. Since the invention of the automobile over a century ago, Europe played a pioneering but today has no longer its position of prominence.Indeed, in the early 2000s, China decided to go electric. But it’s only in 2015 the European Continent began its transition, confronted with:→ Volkswagen Emissions Scandal (Dieselgate),→ Rising Environmental Concerns and the Paris Climate Agreement.So today, the landscape for electric vehicles (EVs) is evolving, bringing both economic and political challenges.According to IEA, the surge in electric car sales during 2023SEE DETAILS <span class="more-link-hover-imag...

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In this case study, find out how a machine tool supplier, INDEX, limited its exposure to the risk of non-payment following the acceptance of a new order from its customer PEI, by integrating Unlock Focus as an additional solution to its credit management procedures. ◆ What is INDEX’s context?◆ What are the risks for INDEX?◆ How does the Unlock Focus solution work?Download the PDF versionFollow us on LinkedIn for more information

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Economic note focus France from Christophe Pennellier

4 November 2024

Note from Christophe Pennellier, Senior VP & Chief Risk Officer at Cartan Trade, the insurtech democratising credit insurance, particularly for SM...

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The construction sector in Europe

2 October 2024

The construction sector is a cornerstone of the EU economy. It contributes around 9% of the EU’s GDP and provides direct employment to 18 million peop...

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Unlock Multi – case study in customer portfolio concentration

11 July 2024

In this use case, find out how MTP, a leading manufacturer of high-quality capital goods, specialized in industries such as aerospace, automotive and ...

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Automotive Industry – War of continents

11 July 2024

The landscape of automotive innovation has shifted over time. Since the invention of the automobile over a century ago, Europe played a pioneering but...

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Single Risk – Case study

25 June 2024

In this case study, find out how a machine tool supplier, INDEX, limited its exposure to the risk of non-payment following the acceptance of a new ord...