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An experienced and efficient team
A high quality signature and an A+ rating
Secure technology to manage your portfolio
Partners recognized for their excellence

Cartan Trade, an independent and experienced player in credit insurance —

Combining traditional credit insurance with more modern, innovative and business-friendly solutions are Cartan Trade’s commitments. Cartan Trade offersreal growth levers in Europe to VSEs, SMEs, ETIs and Banks.

Credit insurance is a solution whose purpose is to protect you against the risk of non-payment. Companies benefit from enhanced financing, the ability to develop and control their own business, while adapting to political, economic and social changes.

With the support of recognized financial partners, SV One SAS (SCOR Group’s venture fund), Bpifrance, via its Large Venture fund, Quattro Holding (investment holding bringing together several qualified personalities of credit insurance in Europe) and Intact Financial Corporation (TSX: IFC) is a leading provider of global specialty insurance, Cartan Trade offers new products and a digitalized customer journey.

Our vision for unlocking the economic potential of businesses —

Discover our vision


More flexible and faster day-to-day operations

Request for quotation, approval, declaration of claim…

Smoother exchanges with all stakeholders

Brokers, insurers, bankers, postmen, customers…

Simple and transparent processes

For customers and users.

A single digital platform

To manage everything simply: a robust and modular software solution (to manage our portfolio).

Cartan Trade
in Europe —

Discover the main credit insurance agencies in Europe and those to come.

Cartan Trade Key numbers



Clients of all sizes

Bn € of engagements

Our story
  • January 2022

    Cartan Trade Launch in France and Benelux

  • December 2022

    Opening of our offices in Italy

  • December 2022

    Intact Financial Corporation as a new Shareholder

  • H2 - 2023

    Roll out of UK capabilities

  • May 2024

    Appointment of Sébastien Guidoni as CEO

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Fintech100 2024 ranking
Two years after its creation, Cartan Trade is proud to join the 45ᵉ place of Fintech100.

A team of
passionate people —

Cartan Trade is about experienced women and men who are passionate about their job. Sharing the same convictions on the importance of renewing the credit insurance market, they mobilize their skills to offer all Cartan Trade customers and partners the credit insurance that the market expects.

To see the team scroll left or right.
For more information click on the picture.

  • Alice de Brem has nearly 25 years of experience in the credit insurance and corporate finance sector. She began her career in 1998 in brokerage before creating her own specialized firm and consulting subsidiary dedicated to VSEs and SMEs in 2010. In 2017, she joined the Management Committee of Euler Hermes France (French leader) before joining the Executive Committee in 2017, and becoming Head of Sales and Marketing.

  • Sébastien Guidoni is a finance professional who has been working in the insurance sector for over 23 years. He is experienced in transformation within large insurance groups and start-ups, in multicultural contexts, and has held several key positions at AXA, in France, Eastern Europe, Africa and Latin America. More recently, he was CEO for CNP in Brazil, and then operating partner for start-ups.

  • With almost 30 years of experience in the credit insurance business, he began his career within the Euler group as an arbitrator and then sales manager until 2006, when he joined Atradius as head of broker-key account relations within the Risk Department. He was appointed Chief Commercial Officer of Atradius in 2015, a position he held until December 2021.

  • Over her 15-year career in credit insurance, Anne has acquired considerable experience both internationally and in France, and in a variety of functions, firstly in arbitration, then in the collection of sensitive files, before taking over the management of a portfolio of international customers. She joined Cartan Trade in February 2022 as Sales Director France and is now Director France of Cartan Trade.

  • With a national and international professional experience of nearly 35 years, Paolo spent his first 15 years in IT consulting and then in organization. Then, over the past 20 years, he has successively taken management positions in the Trade Credit Insurance sector. He was Group Risk Director of Euler Hermes (Allianz group) in Paris, then Country Manager of Euler Hermes Italy. He is now the Italian Director of Cartan Trade, after having carried out an entrepreneurial activity of strategic and organizational management consulting in the credit risk sector.

  • Matthew has over 20 years experience in the credit insurance market working for the global leader (Allianz Trade). He began his career as a new business underwriter in the UK, before taking responsibility for Northern Europe distribution function. Matthew then moved to commercial director roles in the Nordics and latterly for the Asia Pacific region.


Our partners —

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SCOR, a leading global reinsurer, offers insurance companies a wide range of innovative and diversified reinsurance solutions and services for risk control and management.

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Bpifrance finances and supports companies, at every stage of their development, in credit, guarantee, innovation support and equity.

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Intact Financial Corporation (TSX: IFC) is the largest provider of property and casualty (P&C) insurance in Canada and a leading provider of global specialty insurance.

Join us —

You want to join an innovative credit insurance company that meets the new challenges of the market. We are looking for talented women and men, driven bya deep sense of relationship and motivated by the challenges of an insurtech.
We are constantly looking for talent, do not hesitate to send us your application directly and we will revert back to you quickly.
Discover all of Cartan Trade’s recruitment opportunities.

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