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Paris, March 14th, 2025 – At Cartan Trade’s office, our Board of Directors met to review our transformation and our ability to accelerate the deployment of our 3D strategy: Drive, Disrupt & Develop.

The Board members have validated our strategic directions and reaffirmed their confidence in our project. As part of this momentum, we are strengthening our leadership team with key appointments to accelerate our growth and successfully execute our strategy:

Florence TITIN-SNAIDER joins our team as Chief Business Officer, becoming part of Cartan Trade’s Executive Committee. With 15 years of experience in credit insurance in senior management roles and as an entrepreneur, Florence will bring her deep expertise in credit insurance contracts and processes to accelerate the development of our product and service offerings.

Olivier DAVID will join Cartan Trade on 17 March 2025 as Head of France. With 30 years of experience in financial and geopolitical risk insurance—including 19 years at Atradius in London and Paris as Special Products Director—Olivier will add significant value in driving both revenue growth and profitability in France and across the group. He will also become a member of Cartan Trade’s Executive Committee.

Vladimir MALENIC, who has been leading business development in France for nearly three years, will see his role evolve. He is expanding his commercial underwriting responsibilities as Chief Underwriting Officer and is joining the Underwriting Committee. He will contribute to structuring our underwriting processes across the organization, balancing growth ambitions with rigorous risk management.

Furthermore, we are evolving our risk underwriting department with the creation of two distinct regions to better address local requirements and enhance our efficiency:
Gaël UMANO becomes Head of Risk for the UK & Northern Europe, leveraging on his expertise to support our clients and strengthen our approach.

Hugo POINSOT expands his responsibilities to become Head of Risk for Southern Europe, overseeing all underwriting activities in this region.
With their strong technical skills and client-focused mindset, they will help address our clients’ needs while further structuring our underwriting activities.


These appointments strengthen our industry expertise and provide the necessary resources to achieve the ambitious targets set out in our 2025-2028 plan, focusing on the following priorities:
Expanding our “Core Trade Credit” pillar by offering WTO, Top-Up, and Single Risk solutions to mid-sized and large enterprises. We will differentiate ourselves through a simplified offering and a continuous focus on improving service quality.

Strengthening our presence with financial institutions, through our “Trade Finance” pillar, capitalizing on the strong momentum of European financial players and the growing needs of businesses.

Addressing more specialised challenges, through our “Dedicated Solutions” pillar, tailored to large corporate clients, syndications, or specific risk segments where we have strong expertise.

At the same time, we are accelerating our projects towards the integration of new technologies (AI, Machine Learning) to reduce costs, speed up data processing, and enhance our risk management capabilities.

To extend our congratulations to Florence, Olivier, Vladimir, Gael and Hugo, and wish them every success in their new roles.
To thank the entire team for Their dedication and commitment, which will be essential in achieving our growth objectives for 2025 and beyond. Together, we will drive our success and turn our ambitions into reality.

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